What is your way of getting out of credit card debt?

Question

Any tips, suggestions, ideas to help pay off credit card debt in which so many Americans get themselves in.

I have a debt of about just $1300 which was about $2000 in the summer, I'm currently working and paying more than the minimum. Is it better just to pay the minimum, set the aside money each month then pay off the whole thing?

Answer 1

Consolidate through a credit counseling company - this is how I got out of debt. They put it all together

Answer 2

It is better to pay as much as possible. When you pay the minimun sometimes that does not even cover the finance charges and you are getting deeper and deeper each month.

Answer 3

Its good to carry some credit card debt. Its better to pay at least double the minimun payment more if you can afford too.  Minimun doesnt cover anything and more and more interest adds on with each day.  

Check out.this site.  I love it,  payment calculators on tons of different loan types.  

http://www.dinkytown.net/debt.html